The average work commute is 26.4 minutes in the U.S.,1 but the means of transportation varies. Just over three-quarters of Americans commute alone by car to work, and more than 7.4 million Americans take public transportation to work.1

If you live near a public transportation system, getting to work can be quite comfortable. It gives you an opportunity to read that novel you’ve been eager to finish, take a catnap or get some work done in transit. If you commute to work by car, it’s hard to beat the comfort of a clean, well-maintained vehicle with your favorite tunes or an audiobook playing in the background.

When it comes to choosing how you get to work, you’re not always in total control. If your city hasn’t invested in public transportation, you may have other options, such as walking or bicycling. If you live far from work with no accessible mass transit, consider investing in a fuel-efficient vehicle or carpooling with co-workers to make the trip more pleasant for you and the environment.

Whether you commute daily to work by car or take your car out only for short trips, you’ll need to make sure you’re protected with auto insurance. Learn how to decide just how much coverage you need.